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In the five years I have been contracting I have fulfilled a number of contract roles. Some of these have been great and I would have stayed for years, had it not been for take-overs, redundancies, changes in personnel. Conversely, I have started contracts I could not wait to finish; waiting for that 3 month finish-line like I was waiting for a prison sentence to end!
Did you know? – Self Certified Mortgages are no more
Back in 2009 the Financial Services Authority (FSA) put an end to self-certification mortgages in an attempt to ensure that all borrowers prove their ability to repay in advance.
Self-certification mortgages were originally aimed at contractors, the self-employed and freelance/contract workers who had trouble proving their income and in many cases became the mortgage of choice for contractors on irregular income who struggled to secure mortgage borrowing with their bank..
What is the outlook for interest rates?
UK interest rates were held at a record low for the 25th month in a row last week, which has posed questions to contractors who currently have a mortgage or are thinking of taking one. How long can this last? Should I assume rates will go up and take a 5 year fixed rate, or gamble that they will stay low and take the risk on a variable deal? Sound familiar?
The BA diploma is currently the best known qualification for Business Analysts in the UK. The BA Diploma is run by the BCS – it is an ISEB (Information Systems Examination Board) exam. It consists of two core modules, one knowledge-based elective and one practitioner specialism (these are examinations and certificates in their own right), as well as a 45 minute oral examination, which can only be sat upon successful completion of the written exams
The core modules are:
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